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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,620 | $157,304-53.2% | $141,197-47.9% | $152,909-51.9% |
| Participation rate | 84.2% | 84.8%-0.6pp | 82.5%+1.7pp | 82.5%+1.8pp |
| Annual return | 22.46% | 64.34%-41.9pp | 71.41%-48.9pp | 345.46%-323.0pp |
| Employer contribution / active EE | $4,552 | $5,263-13.5% | $4,736-3.9% | $4,764-4.5% |
| Participant deferral / active EE | $3,404 | $7,111-52.1% | $6,710-49.3% | $5,851-41.8% |
| Admin fee / account holder | $5,367 | $12,126-55.7% | $10,265-47.7% | $11,601-53.7% |