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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,003 | $160,040-17.5% | $147,096-10.3% | $145,877-9.5% |
| Participation rate | 69.2% | 84.0%-14.8pp | 82.2%-12.9pp | 80.3%-11.1pp |
| Annual return | 11.46% | 98.49%-87.0pp | 419.75%-408.3pp | 551.28%-539.8pp |
| Employer contribution / active EE | $2,234 | $5,289-57.8% | $4,936-54.7% | $4,663-52.1% |
| Participant deferral / active EE | $3,587 | $8,429-57.4% | $8,071-55.6% | $6,691-46.4% |
| Admin fee / account holder | $4,529 | $15,050-69.9% | $13,005-65.2% | $13,402-66.2% |