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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,268 | $97,550+111.4% | $120,344+71.4% | $87,485+135.8% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.7%+23.3pp | 68.9%+31.1pp |
| Annual return | 15.02% | 18.41%-3.4pp | 20.30%-5.3pp | 26.06%-11.0pp |
| Employer contribution / active EE | $580 | $2,291-74.7% | $3,020-80.8% | $2,596-77.7% |
| Participant deferral / active EE | $9,465 | $4,230+123.8% | $5,135+84.3% | $4,274+121.5% |
| Admin fee / account holder | $12,102 | $9,543+26.8% | $12,742-5.0% | $7,775+55.7% |