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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,394 | $98,240-59.9% | $82,312-52.1% | $147,586-73.3% |
| Participation rate | 78.9% | 79.7%-0.8pp | 76.9%+2.1pp | 82.8%-3.9pp |
| Annual return | 6.14% | 30.85%-24.7pp | 25.88%-19.7pp | 578.59%-572.5pp |
| Employer contribution / active EE | $1,539 | $3,192-51.8% | $2,428-36.6% | $4,876-68.4% |
| Participant deferral / active EE | $2,837 | $4,383-35.3% | $3,706-23.5% | $5,439-47.8% |
| Admin fee / account holder | $3,182 | $8,563-62.8% | $5,608-43.2% | $10,886-70.8% |