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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,796 | $138,114+26.6% | $125,391+39.4% | $134,545+29.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -31.82% | 750.88%-782.7pp | 572.41%-604.2pp | 418.37%-450.2pp |
| Employer contribution / active EE | $35,125 | $5,246+569.6% | $4,816+629.4% | $4,742+640.8% |
| Participant deferral / active EE | $4,000 | $7,801-48.7% | $7,448-46.3% | $6,401-37.5% |
| Admin fee / account holder | $1,354 | $11,570-88.3% | $10,009-86.5% | $11,431-88.2% |