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| Provider | Service type | Compensation |
|---|---|---|
BANCFIRST2 years Service code 27 PO BOX 1468 · DUNCAN, OK 73534 | Advisory (Plan) | $28,658 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $28,384 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $323 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,759 | $101,672-36.3% | $147,117-56.0% | $74,478-13.0% |
| Participation rate | 69.6% | 75.5%-5.9pp | 82.2%-12.6pp | 67.2%+2.4pp |
| Annual return | 13.06% | 8757.83%-8744.8pp | 420.54%-407.5pp | 1370.56%-1357.5pp |
| Employer contribution / active EE | $1,901 | $3,813-50.1% | $4,932-61.5% | $2,626-27.6% |
| Participant deferral / active EE | $4,189 | $7,305-42.7% | $8,065-48.1% | $4,350-3.7% |
| Admin fee / account holder | $352 | $1,753-79.9% | $12,993-97.3% | $1,946-81.9% |