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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,112 | $102,638+19.9% | $81,982+50.2% | $158,982-22.6% |
| Participation rate | 66.7% | 75.5%-8.9pp | 69.3%-2.6pp | 82.0%-15.3pp |
| Annual return | 13.87% | 61.05%-47.2pp | 41.31%-27.4pp | 302.99%-289.1pp |
| Employer contribution / active EE | $667 | $3,241-79.4% | $2,498-73.3% | $4,763-86.0% |
| Participant deferral / active EE | $9,333 | $4,649+100.8% | $3,722+150.7% | $5,983+56.0% |
| Admin fee / account holder | $0 | $8,237-100.0% | $5,665-100.0% | $11,252-100.0% |