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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,122 | $87,166+82.6% | $76,735+107.4% | $137,256+15.9% |
| Participation rate | 66.7% | 74.4%-7.7pp | 69.5%-2.8pp | 80.0%-13.3pp |
| Annual return | 13.37% | 26.50%-13.1pp | 29.77%-16.4pp | 220.34%-207.0pp |
| Employer contribution / active EE | $1,253 | $2,904-56.8% | $2,454-48.9% | $4,156-69.8% |
| Participant deferral / active EE | $18,400 | $4,726+289.3% | $4,088+350.1% | $6,407+187.2% |
| Admin fee / account holder | $96 | $8,403-98.9% | $7,189-98.7% | $12,270-99.2% |