Retirement plan

THE YAFFE COMPANIES INCORPORATED 401(K) PLAN AND TRUST

Name: THE YAFFE COMPANIES, INCORPORATED - THE YAFFE COMPANIES INCORPORATED 401(K) PLAN AND TRUST (2019) Form 5500
Creator: THE YAFFE COMPANIES, INCORPORATED
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE YAFFE COMPANIES INCORPORATED 401(K) PLAN AND TRUST, THE YAFFE COMPANIES, INCORPORATED

THE YAFFE COMPANIES, INCORPORATEDEIN 73-1535466Plan #003PY 2019

P.O. BOX 916 - MUSKOGEE, OK 74401918-687-7543LinkedIn501-1000 employeescomputer software

Prospect flagsHigh cashLow employer contributionLow participant contribution

How to read this page

Total assets (EOY)

$15M

+30.2% from 2018

Total participants

502

-5.5% from 2018

Average account balance

$35,478

+35.2% from 2018

Annual return

38.75%

+39.76 pp from 2018

Benchmarks

See 1,313 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants250-999

Cohort1,313 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$18.50M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$80K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

232

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

75.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$784K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+27.63%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$438

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
STIFEL NICOLAUS & CO INC5+ years Filed as: STIFEL NICOLAUS & COMPANY, INC. Service code 28 · EIN 43-0538770	Investment Management	$80,867

Plan features & details

Pension benefit codes2G2J2K3D3H2E

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

3 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh cash
More than 10% of assets are held in cash - possible menu-design or default-fund problem.

Expense breakdown

Schedule H Part II

Admin total

$97K

$328 / participant

Investment mgmt$85K87.3%
Other / not subdivided$12K12.7%

% of EOY assets

0.649%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: MARKNELSON, LLC
Auditor EIN: 481238645
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$35,478

$69,159-48.7%

$125,195-71.7%

$67,582-47.5%

Participation rate

73.0%

78.2%-5.2pp

79.8%-6.8pp

71.3%+1.7pp

Annual return

38.75%

27.12%+11.6pp

43.79%-5.0pp

378.57%-339.8pp

Employer contribution / active EE

$275

$2,023-86.4%

$3,866-92.9%

$2,148-87.2%

Participant deferral / active EE

$1,425

$3,700-61.5%

$4,937-71.1%

$3,539-59.7%

Admin fee / account holder

$230

$142+62.3%

$9,704-97.6%

$142+61.7%

Provider

Service type

Compensation

STIFEL NICOLAUS & CO INC5+ years

Filed as: STIFEL NICOLAUS & COMPANY, INC.

Service code 28 · EIN 43-0538770

Investment Management

$80,867

THE YAFFE COMPANIES INCORPORATED 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE YAFFE COMPANIES INCORPORATED 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion