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| Provider | Service type | Compensation |
|---|---|---|
Service code 17 · EIN 73-1554797 | Pension Consulting | $0 |
FIRST MERCHANTS TRUST CO1 year Filed as: FIRST MERC Service code 64 · EIN 62-0951563 | Recordkeeping Fees | $0 |
Service code 52 4200 E. SKELLY DRIVE · TULSA, OK 74135 | Indirect Investment Fees | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,472 | $89,652-18.0% | $141,197-48.0% | $65,186+12.7% |
| Participation rate | 81.9% | 74.7%+7.2pp | 82.5%-0.6pp | 70.2%+11.7pp |
| Annual return | 19.76% | 32.79%-13.0pp | 71.41%-51.6pp | 29.39%-9.6pp |
| Employer contribution / active EE | $2,601 | $3,065-15.1% | $4,736-45.1% | $2,177+19.5% |
| Participant deferral / active EE | $4,950 | $5,691-13.0% | $6,710-26.2% | $3,514+40.9% |
| Admin fee / account holder | $8 | $569-98.6% | $10,265-99.9% | $847-99.1% |