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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,401 | $180,459-64.9% | $154,108-58.9% | $135,380-53.2% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -22.32% | 888.21%-910.5pp | 735.21%-757.5pp | 519.81%-542.1pp |
| Employer contribution / active EE | $9,006 | $6,035+49.2% | $5,298+70.0% | $4,779+88.5% |
| Participant deferral / active EE | $8,556 | $5,806+47.3% | $5,081+68.4% | $5,609+52.5% |
| Admin fee / account holder | $1,450 | $16,145-91.0% | $13,411-89.2% | $10,828-86.6% |