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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,095 | $167,362-48.0% | $143,799-39.4% | $134,532-35.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -17.39% | 0.47%-17.9pp | -0.04%-17.3pp | 418.27%-435.7pp |
| Employer contribution / active EE | $6,975 | $5,620+24.1% | $4,952+40.8% | $4,741+47.1% |
| Participant deferral / active EE | $6,159 | $6,447-4.5% | $5,638+9.2% | $6,401-3.8% |
| Admin fee / account holder | $1,170 | $18,094-93.5% | $14,677-92.0% | $11,429-89.8% |