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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,930 | $217,432-68.8% | $185,851-63.4% | $167,553-59.5% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 2.86% | 148.43%-145.6pp | 122.11%-119.2pp | 478.89%-476.0pp |
| Employer contribution / active EE | $3,360 | $5,874-42.8% | $5,168-35.0% | $4,840-30.6% |
| Participant deferral / active EE | $2,412 | $6,357-62.1% | $5,569-56.7% | $6,343-62.0% |
| Admin fee / account holder | $1,222 | $19,820-93.8% | $16,245-92.5% | $12,316-90.1% |