Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,302 | $32,037+3.9% | $69,182-51.9% | $62,881-47.0% |
| Participation rate | 21.5% | 43.4%-21.9pp | 55.1%-33.6pp | 69.3%-47.8pp |
| Annual return | 1.69% | 15.16%-13.5pp | -21.93%+23.6pp | 20.14%-18.5pp |
| Employer contribution / active EE | $970 | $679+42.9% | $1,206-19.6% | $2,281-57.5% |
| Participant deferral / active EE | $181 | $1,185-84.8% | $1,897-90.5% | $3,203-94.4% |
| Admin fee / account holder | $1,754 | $2,608-32.7% | $2,697-34.9% | $4,296-59.2% |