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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,592 | $160,040-12.2% | $147,096-4.4% | $145,877-3.6% |
| Participation rate | 56.3% | 84.0%-27.8pp | 82.2%-25.9pp | 80.3%-24.1pp |
| Annual return | 15.88% | 98.49%-82.6pp | 419.75%-403.9pp | 551.28%-535.4pp |
| Employer contribution / active EE | $2,205 | $5,289-58.3% | $4,936-55.3% | $4,663-52.7% |
| Participant deferral / active EE | $5,923 | $8,429-29.7% | $8,071-26.6% | $6,691-11.5% |
| Admin fee / account holder | $2,280 | $15,050-84.9% | $13,005-82.5% | $13,402-83.0% |