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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,592 | $159,934-12.1% | $147,005-4.4% | $145,959-3.7% |
| Participation rate | 56.3% | 84.0%-27.7pp | 82.2%-25.9pp | 80.3%-24.0pp |
| Annual return | 15.88% | 98.24%-82.4pp | 418.76%-402.9pp | 561.95%-546.1pp |
| Employer contribution / active EE | $2,205 | $5,287-58.3% | $4,934-55.3% | $4,661-52.7% |
| Participant deferral / active EE | $5,923 | $8,427-29.7% | $8,070-26.6% | $6,689-11.4% |
| Admin fee / account holder | $2,280 | $15,053-84.9% | $13,006-82.5% | $13,398-83.0% |