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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,963 | $150,446-54.2% | $136,297-49.4% | $147,585-53.3% |
| Participation rate | 88.9% | 84.4%+4.5pp | 81.9%+7.0pp | 82.8%+6.1pp |
| Annual return | 13.71% | 1049.14%-1035.4pp | 5156.19%-5142.5pp | 578.58%-564.9pp |
| Employer contribution / active EE | $3,180 | $5,256-39.5% | $4,696-32.3% | $4,876-34.8% |
| Participant deferral / active EE | $3,755 | $6,631-43.4% | $6,247-39.9% | $5,439-31.0% |
| Admin fee / account holder | $5,307 | $10,906-51.3% | $9,244-42.6% | $10,886-51.2% |