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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,837 | $85,766-53.6% | $136,297-70.8% | $70,124-43.2% |
| Participation rate | 77.3% | 74.2%+3.1pp | 81.9%-4.6pp | 69.5%+7.7pp |
| Annual return | 12.93% | 31.45%-18.5pp | 5156.19%-5143.3pp | 73.14%-60.2pp |
| Employer contribution / active EE | $2,799 | $2,966-5.6% | $4,696-40.4% | $2,342+19.5% |
| Participant deferral / active EE | $5,799 | $5,051+14.8% | $6,247-7.2% | $3,332+74.1% |
| Admin fee / account holder | $4,609 | $5,420-15.0% | $9,244-50.1% | $4,645-0.8% |