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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,116 | $127,296-67.7% | $109,907-62.6% | $167,536-75.5% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.2%+0.8pp | 82.1%-7.1pp |
| Annual return | 19.63% | 22.97%-3.3pp | 29.46%-9.8pp | 478.82%-459.2pp |
| Employer contribution / active EE | $516 | $3,325-84.5% | $2,844-81.9% | $4,839-89.3% |
| Participant deferral / active EE | $1,356 | $4,513-69.9% | $4,047-66.5% | $6,342-78.6% |
| Admin fee / account holder | $603 | $7,119-91.5% | $6,069-90.1% | $12,315-95.1% |