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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,988 | $113,338+6.7% | $94,993+27.4% | $147,585-18.0% |
| Participation rate | 94.7% | 78.0%+16.8pp | 73.9%+20.9pp | 82.8%+11.9pp |
| Annual return | 17.52% | 20.80%-3.3pp | 27.14%-9.6pp | 578.58%-561.1pp |
| Employer contribution / active EE | $2,522 | $3,160-20.2% | $2,603-3.1% | $4,876-48.3% |
| Participant deferral / active EE | $3,836 | $3,777+1.6% | $3,317+15.7% | $5,439-29.5% |
| Admin fee / account holder | $3,767 | $6,063-37.9% | $4,960-24.1% | $10,886-65.4% |