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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,247 | $181,062+59.8% | $158,223+82.8% | $155,188+86.4% |
| Participation rate | 93.3% | 82.7%+10.7pp | 79.2%+14.1pp | 80.8%+12.5pp |
| Annual return | 14.77% | 57.39%-42.6pp | 52.09%-37.3pp | 148.84%-134.1pp |
| Employer contribution / active EE | $4,329 | $4,565-5.2% | $4,109+5.4% | $4,248+1.9% |
| Participant deferral / active EE | $11,555 | $6,134+88.4% | $5,467+111.4% | $6,531+76.9% |
| Admin fee / account holder | $69,713 | $18,825+270.3% | $16,047+334.4% | $14,480+381.5% |