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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,247 | $185,312+56.1% | $161,489+79.1% | $154,746+86.9% |
| Participation rate | 93.3% | 82.5%+10.9pp | 78.7%+14.6pp | 80.7%+12.6pp |
| Annual return | 14.77% | 103.84%-89.1pp | 89.72%-75.0pp | 172.34%-157.6pp |
| Employer contribution / active EE | $4,329 | $4,769-9.2% | $4,268+1.4% | $4,379-1.1% |
| Participant deferral / active EE | $11,555 | $6,350+82.0% | $5,630+105.2% | $6,730+71.7% |
| Admin fee / account holder | $69,713 | $18,654+273.7% | $16,006+335.6% | $14,365+385.3% |