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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,247 | $172,111+68.1% | $150,298+92.4% | $137,256+110.7% |
| Participation rate | 93.3% | 81.7%+11.6pp | 77.8%+15.6pp | 80.0%+13.4pp |
| Annual return | 14.77% | 69.37%-54.6pp | 62.79%-48.0pp | 220.34%-205.6pp |
| Employer contribution / active EE | $4,329 | $4,636-6.6% | $4,154+4.2% | $4,156+4.2% |
| Participant deferral / active EE | $11,555 | $6,166+87.4% | $5,453+111.9% | $6,407+80.4% |
| Admin fee / account holder | $69,713 | $16,471+323.2% | $14,116+393.9% | $12,270+468.2% |