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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,872 | $82,678-37.3% | $125,391-58.6% | $68,490-24.3% |
| Participation rate | 57.1% | 75.1%-17.9pp | 82.4%-25.2pp | 67.9%-10.8pp |
| Annual return | -18.90% | -5.97%-12.9pp | 572.41%-591.3pp | -7.85%-11.0pp |
| Employer contribution / active EE | $1,861 | $3,382-45.0% | $4,816-61.4% | $2,597-28.3% |
| Participant deferral / active EE | $3,769 | $6,111-38.3% | $7,448-49.4% | $4,028-6.4% |
| Admin fee / account holder | $631 | $6,277-89.9% | $10,009-93.7% | $5,403-88.3% |