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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,410 | $64,729-90.1% | $112,263-94.3% | $68,490-90.6% |
| Participation rate | 82.8% | 67.2%+15.6pp | 75.1%+7.7pp | 67.9%+14.9pp |
| Annual return | -17.15% | -11.40%-5.8pp | 27.49%-44.6pp | -7.85%-9.3pp |
| Employer contribution / active EE | $0 | $2,746-100.0% | $3,636-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $3,027 | $3,566-15.1% | $4,729-36.0% | $4,028-24.8% |
| Admin fee / account holder | $952 | $5,222-81.8% | $6,410-85.2% | $5,403-82.4% |