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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,191 | $77,920+106.9% | $149,723+7.7% | $75,177+114.4% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 3.49% | 31.72%-28.2pp | 134.50%-131.0pp | 160.75%-157.3pp |
| Employer contribution / active EE | $7,075 | $3,138+125.5% | $4,821+46.7% | $2,671+164.9% |
| Participant deferral / active EE | $5,348 | $3,411+56.8% | $5,682-5.9% | $4,126+29.6% |
| Admin fee / account holder | $4,202 | $5,951-29.4% | $13,215-68.2% | $5,651-25.6% |