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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,393 | $202,440-4.5% | $169,390+14.2% | $139,466+38.7% |
| Participation rate | 83.3% | 81.1%+2.2pp | 77.2%+6.2pp | 80.3%+3.0pp |
| Annual return | 16.17% | 532.36%-516.2pp | 406.07%-389.9pp | 373.66%-357.5pp |
| Employer contribution / active EE | $22,607 | $4,693+381.7% | $4,013+463.4% | $4,754+375.5% |
| Participant deferral / active EE | $9,583 | $6,940+38.1% | $6,222+54.0% | $6,712+42.8% |
| Admin fee / account holder | $1,526 | $10,722-85.8% | $9,015-83.1% | $11,409-86.6% |