Retirement plan

STAN CLARK COMPANIES, INC. 401(K) PLAN

Name: STAN CLARK COMPANIES, INC. - STAN CLARK COMPANIES, INC. 401(K) PLAN (2016) Form 5500
Creator: STAN CLARK COMPANIES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STAN CLARK COMPANIES, INC. 401(K) PLAN, STAN CLARK COMPANIES, INC.

STAN CLARK COMPANIES, INC.EIN 73-1422060Plan #001PY 2016

516 W. ELM STREET, P.O. BOX 729 - STILLWATER, OK 74074405-377-0799stanclarkcompanies.comLinkedIn11-50 employeeshospitality

Prospect flagsHigh feesLow participation

How to read this page

Total assets (EOY)

$3.6M

+13.0% from 2015

Total participants

174

-2.8% from 2015

Average account balance

$31,654

+17.9% from 2015

Annual return

6.38%

+9.37 pp from 2015

Benchmarks

See 875 peers

Peer group

Industry72 - Accommodation and Food Services

Plan typeDefined contribution

Participants100-249

Cohort875 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.93M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$71K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

126

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

57.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$415K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.93%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$299

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
NATIONWIDE2+ years Service code 18 · EIN 31-4156830 ONE NATIONWIDE PLAZA · COLUMBUS, OH 73215	Participant communication; Recordkeep...	$30,570
AMERICAN REALTY ADVISORS2+ years Filed as: AMERICAN BENEFIT SYSTEMS Service code 15 · EIN 75-2383194 6190 LBJ FREEWAY · DALLAS, TX 75240	Recordkeeping	$14,165

Plan features & details

Pension benefit codes2E2G2J2K2R2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$45K

$286 / participant

Investment mgmt$45K100.0%

% of EOY assets

1.251%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HUSELTON, MORGAN & MAULTSBY, P.C.
Auditor EIN: 752409112
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$31,654

$25,723+23.1%

$69,182-54.2%

$55,167-42.6%

Participation rate

62.0%

39.4%+22.6pp

55.1%+6.9pp

69.0%-7.0pp

Annual return

6.38%

9.56%-3.2pp

-21.93%+28.3pp

169.23%-162.9pp

Employer contribution / active EE

$238

$480-50.5%

$1,206-80.3%

$1,963-87.9%

Participant deferral / active EE

$1,403

$963+45.7%

$1,897-26.0%

$3,054-54.0%

Admin fee / account holder

$396

$365+8.6%

$2,697-85.3%

$504-21.4%

Provider

Service type

Compensation

NATIONWIDE2+ years

Service code 18 · EIN 31-4156830

ONE NATIONWIDE PLAZA · COLUMBUS, OH 73215

Participant communication; Recordkeep...

$30,570

AMERICAN REALTY ADVISORS2+ years

Filed as: AMERICAN BENEFIT SYSTEMS

Service code 15 · EIN 75-2383194

6190 LBJ FREEWAY · DALLAS, TX 75240

Recordkeeping

$14,165

STAN CLARK COMPANIES, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STAN CLARK COMPANIES, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion