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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,043 | $99,011-39.4% | $86,582-30.7% | $147,586-59.3% |
| Participation rate | 50.0% | 76.3%-26.3pp | 73.5%-23.5pp | 82.8%-32.8pp |
| Annual return | 17.59% | 1312.75%-1295.2pp | 965.08%-947.5pp | 578.59%-561.0pp |
| Employer contribution / active EE | $934 | $3,132-70.2% | $2,839-67.1% | $4,876-80.8% |
| Participant deferral / active EE | $4,579 | $3,972+15.3% | $3,609+26.9% | $5,439-15.8% |
| Admin fee / account holder | $4,389 | $5,709-23.1% | $4,904-10.5% | $10,886-59.7% |