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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,700 | $137,414-44.9% | $189,537-60.1% | $85,847-11.8% |
| Participation rate | 89.5% | 84.6%+4.9pp | 87.8%+1.7pp | 69.3%+20.2pp |
| Annual return | 17.24% | 38.14%-20.9pp | 555.34%-538.1pp | 318.61%-301.4pp |
| Employer contribution / active EE | $4,158 | $4,344-4.3% | $6,161-32.5% | $2,565+62.1% |
| Participant deferral / active EE | $6,959 | $6,260+11.2% | $8,220-15.3% | $3,952+76.1% |
| Admin fee / account holder | $2,370 | $8,630-72.5% | $12,048-80.3% | $6,261-62.1% |