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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,559 | $175,259-18.7% | $149,723-4.8% | $139,487+2.2% |
| Participation rate | 87.5% | 83.4%+4.1pp | 78.8%+8.7pp | 80.3%+7.2pp |
| Annual return | 37.62% | 166.82%-129.2pp | 134.50%-96.9pp | 373.84%-336.2pp |
| Employer contribution / active EE | $1,303 | $5,478-76.2% | $4,821-73.0% | $4,755-72.6% |
| Participant deferral / active EE | $2,363 | $6,522-63.8% | $5,682-58.4% | $6,713-64.8% |
| Admin fee / account holder | $59,475 | $16,158+268.1% | $13,215+350.1% | $11,407+421.4% |