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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,471 | $85,766-0.3% | $136,298-37.3% | $70,126+21.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 29.66% | 31.46%-1.8pp | 5156.27%-5126.6pp | 73.15%-43.5pp |
| Employer contribution / active EE | $8,527 | $2,966+187.5% | $4,696+81.6% | $2,343+264.0% |
| Participant deferral / active EE | $7,329 | $5,051+45.1% | $6,247+17.3% | $3,332+120.0% |
| Admin fee / account holder | $640 | $5,421-88.2% | $9,244-93.1% | $4,645-86.2% |