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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,832 | $185,312+90.9% | $161,489+119.1% | $154,746+128.7% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 19.83% | 103.84%-84.0pp | 89.72%-69.9pp | 172.34%-152.5pp |
| Employer contribution / active EE | $6,659 | $4,769+39.6% | $4,268+56.0% | $4,379+52.1% |
| Participant deferral / active EE | $17,622 | $6,350+177.5% | $5,630+213.0% | $6,730+161.8% |
| Admin fee / account holder | $12,089 | $18,654-35.2% | $16,006-24.5% | $14,365-15.8% |