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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,832 | $227,399+55.6% | $189,758+86.5% | $198,609+78.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 19.83% | 61.03%-41.2pp | 52.62%-32.8pp | 202.70%-182.9pp |
| Employer contribution / active EE | $6,659 | $5,526+20.5% | $4,767+39.7% | $5,055+31.7% |
| Participant deferral / active EE | $17,622 | $6,837+157.8% | $5,856+200.9% | $6,977+152.6% |
| Admin fee / account holder | $12,089 | $25,162-52.0% | $20,388-40.7% | $19,030-36.5% |