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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $625,378 | $102,663+509.2% | $86,216+625.4% | $139,466+348.4% |
| Participation rate | 66.7% | 74.5%-7.8pp | 69.0%-2.3pp | 80.3%-13.7pp |
| Annual return | 23.24% | 1924.52%-1901.3pp | 1169.42%-1146.2pp | 373.66%-350.4pp |
| Employer contribution / active EE | $1,548 | $3,035-49.0% | $2,382-35.0% | $4,754-67.4% |
| Participant deferral / active EE | $2,856 | $4,677-38.9% | $3,986-28.3% | $6,712-57.4% |
| Admin fee / account holder | $23,234 | $8,663+168.2% | $6,853+239.0% | $11,409+103.7% |