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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,244 | $192,829-88.5% | $142,516-84.4% | $139,466-84.1% |
| Participation rate | 100.0% | 81.4%+18.6pp | 76.8%+23.2pp | 80.3%+19.7pp |
| Annual return | 12.74% | 17.99%-5.3pp | 19.99%-7.3pp | 373.66%-360.9pp |
| Employer contribution / active EE | $8,229 | $5,808+41.7% | $4,849+69.7% | $4,754+73.1% |
| Participant deferral / active EE | $3,328 | $7,200-53.8% | $6,280-47.0% | $6,712-50.4% |
| Admin fee / account holder | $442 | $15,120-97.1% | $10,008-95.6% | $11,409-96.1% |