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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,410 | $176,105-49.8% | $159,474-44.6% | $167,536-47.2% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 6.59% | 331.91%-325.3pp | 263.68%-257.1pp | 478.82%-472.2pp |
| Employer contribution / active EE | $2,832 | $5,299-46.6% | $4,831-41.4% | $4,839-41.5% |
| Participant deferral / active EE | $13,432 | $7,751+73.3% | $7,353+82.7% | $6,342+111.8% |
| Admin fee / account holder | $232,894 | $12,559+1754.4% | $10,802+2056.0% | $12,315+1791.2% |