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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $878,708 | $105,145+735.7% | $94,664+828.2% | $139,466+530.1% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 15.64% | 38.09%-22.4pp | 156.84%-141.2pp | 373.66%-358.0pp |
| Employer contribution / active EE | $9,122 | $4,107+122.1% | $3,673+148.4% | $4,754+91.9% |
| Participant deferral / active EE | $20,561 | $7,599+170.6% | $7,417+177.2% | $6,712+206.3% |
| Admin fee / account holder | $11,248 | $8,972+25.4% | $7,222+55.8% | $11,409-1.4% |