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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,261 | $72,269+63.6% | $101,271+16.8% | $79,852+48.1% |
| Participation rate | 75.0% | 68.5%+6.5pp | 75.8%-0.8pp | 69.6%+5.4pp |
| Annual return | 8.92% | 22.29%-13.4pp | 46.48%-37.6pp | 31.72%-22.8pp |
| Employer contribution / active EE | $2,934 | $2,692+9.0% | $3,660-19.8% | $2,471+18.7% |
| Participant deferral / active EE | $5,704 | $3,282+73.8% | $4,371+30.5% | $3,740+52.5% |
| Admin fee / account holder | $25,987 | $4,401+490.5% | $5,948+336.9% | $5,306+389.7% |