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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,909 | $107,809-71.3% | $90,657-65.9% | $135,379-77.2% |
| Participation rate | 60.0% | 78.0%-18.0pp | 74.0%-14.0pp | 82.6%-22.6pp |
| Annual return | -6.85% | -0.90%-5.9pp | 1.89%-8.7pp | 519.79%-526.6pp |
| Employer contribution / active EE | $584 | $3,018-80.7% | $2,532-76.9% | $4,779-87.8% |
| Participant deferral / active EE | $746 | $3,872-80.7% | $3,424-78.2% | $5,609-86.7% |
| Admin fee / account holder | $1,182 | $5,931-80.1% | $4,994-76.3% | $10,828-89.1% |