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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,890 | $109,967-47.4% | $97,197-40.4% | $145,877-60.3% |
| Participation rate | 75.0% | 76.0%-1.0pp | 72.7%+2.3pp | 80.3%-5.3pp |
| Annual return | 13.43% | 244.27%-230.8pp | 75.47%-62.0pp | 551.28%-537.9pp |
| Employer contribution / active EE | $418 | $3,077-86.4% | $2,723-84.7% | $4,663-91.0% |
| Participant deferral / active EE | $739 | $4,676-84.2% | $4,263-82.7% | $6,691-89.0% |
| Admin fee / account holder | $6,433 | $6,199+3.8% | $5,637+14.1% | $13,402-52.0% |