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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,013 | $166,242-48.3% | $165,071-47.9% | $145,884-41.0% |
| Participation rate | 66.7% | 82.0%-15.4pp | 78.6%-12.0pp | 80.3%-13.6pp |
| Annual return | 17.23% | 100.44%-83.2pp | 70.17%-52.9pp | 551.85%-534.6pp |
| Employer contribution / active EE | $2,334 | $5,283-55.8% | $4,347-46.3% | $4,662-49.9% |
| Participant deferral / active EE | $6,482 | $6,964-6.9% | $6,035+7.4% | $6,690-3.1% |
| Admin fee / account holder | $10,182 | $16,658-38.9% | $12,695-19.8% | $13,392-24.0% |