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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,156 | $165,939-36.6% | $122,354-14.1% | $147,586-28.7% |
| Participation rate | 72.7% | 79.6%-6.8pp | 71.6%+1.1pp | 82.8%-10.1pp |
| Annual return | 14.83% | 34.56%-19.7pp | 30.28%-15.4pp | 578.59%-563.8pp |
| Employer contribution / active EE | $2,171 | $5,754-62.3% | $4,051-46.4% | $4,876-55.5% |
| Participant deferral / active EE | $4,935 | $4,005+23.2% | $3,287+50.1% | $5,439-9.3% |
| Admin fee / account holder | $1,257 | $7,425-83.1% | $5,479-77.1% | $10,886-88.5% |