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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,611 | $91,536-56.7% | $130,062-69.5% | $75,177-47.3% |
| Participation rate | 100.0% | 71.5%+28.5pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 11.71% | -631.62%+643.3pp | -137.37%+149.1pp | 160.75%-149.0pp |
| Employer contribution / active EE | $2,632 | $2,845-7.5% | $4,322-39.1% | $2,671-1.4% |
| Participant deferral / active EE | $5,820 | $4,343+34.0% | $5,8210% | $4,126+41.1% |
| Admin fee / account holder | $25,617 | $6,780+277.9% | $10,601+141.7% | $5,651+353.3% |