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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,828 | $106,923-31.9% | $84,023-13.3% | $152,909-52.4% |
| Participation rate | 92.3% | 75.3%+17.1pp | 69.0%+23.3pp | 82.5%+9.9pp |
| Annual return | 16.41% | 105.02%-88.6pp | 71.32%-54.9pp | 345.46%-329.1pp |
| Employer contribution / active EE | $1,941 | $2,735-29.0% | $1,984-2.1% | $4,764-59.2% |
| Participant deferral / active EE | $2,549 | $4,013-36.5% | $3,239-21.3% | $5,851-56.4% |
| Admin fee / account holder | $58,768 | $8,289+609.0% | $6,102+863.1% | $11,601+406.6% |