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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,574 | $64,719+90.9% | $112,249+10.1% | $68,486+80.4% |
| Participation rate | 79.1% | 67.2%+11.9pp | 75.1%+4.0pp | 67.9%+11.2pp |
| Annual return | -17.81% | -11.40%-6.4pp | 27.48%-45.3pp | -7.85%-10.0pp |
| Employer contribution / active EE | $3,550 | $2,747+29.2% | $3,636-2.4% | $2,597+36.7% |
| Participant deferral / active EE | $5,870 | $3,565+64.6% | $4,729+24.1% | $4,028+45.7% |
| Admin fee / account holder | $1,113 | $5,232-78.7% | $6,412-82.6% | $5,404-79.4% |