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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,802 | $88,707+22.7% | $74,184+46.7% | $273,972-60.3% |
| Participation rate | 68.8% | 79.4%-10.7pp | 76.6%-7.9pp | 83.0%-14.3pp |
| Annual return | 4.26% | 11.94%-7.7pp | 17.74%-13.5pp | 41.46%-37.2pp |
| Employer contribution / active EE | $2,338 | $3,159-26.0% | $2,370-1.4% | $4,869-52.0% |
| Participant deferral / active EE | $2,961 | $4,212-29.7% | $3,550-16.6% | $5,287-44.0% |
| Admin fee / account holder | $28 | $8,717-99.7% | $5,586-99.5% | $10,133-99.7% |