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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,762 | $138,076-87.9% | $123,553-86.4% | $135,380-87.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -8.82% | 153.70%-162.5pp | 119.21%-128.0pp | 519.81%-528.6pp |
| Employer contribution / active EE | $2,039 | $5,152-60.4% | $4,628-55.9% | $4,779-57.3% |
| Participant deferral / active EE | $936 | $6,800-86.2% | $6,426-85.4% | $5,609-83.3% |
| Admin fee / account holder | $2,428 | $10,917-77.8% | $9,284-73.9% | $10,828-77.6% |