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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,115 | $137,414-1.7% | $189,537-28.7% | $85,847+57.4% |
| Participation rate | 97.2% | 84.6%+12.6pp | 87.8%+9.4pp | 69.3%+27.9pp |
| Annual return | 11.00% | 38.14%-27.1pp | 555.34%-544.3pp | 318.61%-307.6pp |
| Employer contribution / active EE | $5,839 | $4,344+34.4% | $6,161-5.2% | $2,565+127.6% |
| Participant deferral / active EE | $6,888 | $6,260+10.0% | $8,220-16.2% | $3,952+74.3% |
| Admin fee / account holder | $17,284 | $8,630+100.3% | $12,048+43.5% | $6,261+176.1% |