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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,321 | $138,393+13.0% | $184,256-15.2% | $80,959+93.1% |
| Participation rate | 98.7% | 83.9%+14.8pp | 86.8%+11.9pp | 67.7%+31.1pp |
| Annual return | 13.99% | 20.01%-6.0pp | 28.85%-14.9pp | 35.67%-21.7pp |
| Employer contribution / active EE | $6,362 | $4,847+31.2% | $6,427-1.0% | $2,757+130.7% |
| Participant deferral / active EE | $8,808 | $7,076+24.5% | $9,133-3.6% | $4,300+104.8% |
| Admin fee / account holder | $5,546 | $10,489-47.1% | $13,899-60.1% | $6,925-19.9% |