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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,581 | $117,895-43.5% | $102,460-35.0% | $145,897-54.4% |
| Participation rate | 72.2% | 78.6%-6.4pp | 76.5%-4.3pp | 80.3%-8.1pp |
| Annual return | 7.97% | 31.92%-24.0pp | 29.47%-21.5pp | 552.29%-544.3pp |
| Employer contribution / active EE | $6,578 | $3,619+81.8% | $3,025+117.4% | $4,663+41.1% |
| Participant deferral / active EE | $5,231 | $5,736-8.8% | $5,056+3.5% | $6,689-21.8% |
| Admin fee / account holder | $16,924 | $13,353+26.7% | $9,460+78.9% | $13,390+26.4% |