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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,251 | $103,393+86.9% | $87,103+121.9% | $152,909+26.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 18.56% | 28.10%-9.5pp | 28.19%-9.6pp | 345.46%-326.9pp |
| Employer contribution / active EE | $3,522 | $3,221+9.3% | $2,521+39.7% | $4,764-26.1% |
| Participant deferral / active EE | $7,597 | $4,778+59.0% | $4,049+87.6% | $5,851+29.8% |
| Admin fee / account holder | $43,109 | $12,195+253.5% | $7,491+475.4% | $11,601+271.6% |