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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,359 | $84,685+281.8% | $73,836+337.9% | $125,389+157.9% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.4%+26.6pp | 83.2%+16.8pp |
| Annual return | -2.21% | 3123.80%-3126.0pp | 2268.06%-2270.3pp | 282.24%-284.4pp |
| Employer contribution / active EE | $21,499 | $3,123+588.3% | $2,787+671.3% | $4,866+341.8% |
| Participant deferral / active EE | $5,391 | $3,993+35.0% | $3,583+50.5% | $5,352+0.7% |
| Admin fee / account holder | $445 | $5,694-92.2% | $4,882-90.9% | $9,541-95.3% |